📮 Clontarf postcode: 4019

Property Investment Score: Clontarf, QLD (2026)

Clontarf, Queensland· Moreton Bay· 4019
Moderate investment with climate considerationsUpdated 26 Mar 2026

Investment Score

5.8/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.8/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Clontarf, QLD
Postcode
4019
Highest high-risk exposure
18.3% of land (bushfire)

Investment Score Analysis

Clontarf in Queensland has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Potential for decreased property values in high-risk areas.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Clontarf with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Clontarf including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Clontarf (postcode 4019) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.3% of land in high-risk zones), extreme wind (11.5% of land in high-risk zones), tropical cyclone (11.5% of land in high-risk zones). Exposure is not uniform across Clontarf — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookIncreasing premiums due to flood and coastal risks.
Price Impact from ClimatePotential for decreased property values in high-risk areas.
Resale Liquidity RiskMedium

Historical Events

2023
Moderate

Severe storm with strong winds and heavy rainfall caused localized flooding and damage.

2022
Major

Major flooding event caused significant damage in Clontarf and surrounding areas.

2013
Moderate

Severe flooding impacted Clontarf due to ex-Tropical Cyclone Oswald.

Adaptation & Mitigation Actions

Upgrade stormwater drainage

Near-term

Improve stormwater drainage infrastructure to reduce the risk of flooding from heavy rainfall.

Est. cost: High

Construct coastal defenses

Long-term

Build seawalls and other coastal defenses to protect against sea level rise and storm surges.

Est. cost: Very High

Implement heatwave early warning system

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote green infrastructure

Near-term

Increase green spaces and tree cover to reduce the urban heat island effect and improve stormwater management.

Est. cost: Medium

Council & Emergency Services

Moreton Bay Regional Council
Emergency Services

Data last updated: 26 March 2026

Explore Clontarf Risk Reports

Frequently Asked Questions

Is Clontarf a good investment?

Clontarf has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Clontarf?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Clontarf. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Clontarf?

The resale outlook for Clontarf depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Clontarf?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across Queensland suburbs to identify relative opportunities and risks.

What share of Clontarf is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.3% of Clontarf in high-risk zones for bushfire, with a further 72% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Clontarf Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clontarf, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections