📮 Rosebud postcode: 3939

Is Rosebud, VIC Climate Safe? 2026 Assessment

Rosebud, Victoria· Mornington Peninsula· 3939
Moderate climate risk — address-specificUpdated 1 Apr 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Rosebud faces a moderate risk of flooding, primarily from heavy rainfall events and stormwater runoff. The proximity to Port Phillip Bay also contributes to potential coastal flooding.
Bushfire
Rosebud has a moderate bushfire risk due to its proximity to bushland areas. Hot, dry summers and strong winds can increase the likelihood of bushfires.
Heat
Rosebud is experiencing an increase in the frequency and intensity of heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.
Storm
Moderate storm risk — severe thunderstorms with hail and damaging winds
Postcode
3939
Highest high-risk exposure
11.9% of land (surface flood)

Climate Safety Analysis

Rosebud in Victoria has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Rosebud's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Rosebud is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Rosebud including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Rosebud (postcode 3939) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.9% of land in high-risk zones), bushfire (6.4% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones). Exposure is not uniform across Rosebud — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to Arthurs Seat State Park
BAL OverlayBushfire Management Overlay
Nearest WaterwayPort Phillip Bay
Flood ZoneLand Subject to Inundation Overlay
Avg January Max26.5 °C

Historical Events

2011
Moderate

Heavy rainfall caused flash flooding in Rosebud, affecting several properties and roads.

2009
Major

The 2009 Victorian heatwave resulted in record-breaking temperatures and increased heat-related illnesses in Rosebud.

1997
Moderate

A severe storm caused damage to properties and infrastructure in Rosebud.

1983
Major

Ash Wednesday bushfires impacted the Mornington Peninsula, with significant smoke and ember attacks affecting Rosebud.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater infrastructure to reduce the risk of flooding from heavy rainfall events.

Est. cost: Medium

Strengthen coastal defenses

Long-term

Implement coastal protection measures, such as seawalls and dune restoration, to mitigate the impacts of sea level rise and storm surges.

Est. cost: High

Develop a heatwave response plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Reduce bushfire risk

Near-term

Implement bushfire mitigation measures, such as fuel reduction burns and community education programs.

Est. cost: Medium

Council & Emergency Services

Mornington Peninsula Shire Council
Emergency Services

Data last updated: 1 April 2026

Explore Rosebud Risk Reports

Frequently Asked Questions

Is Rosebud safe from climate change?

No location in Australia is entirely immune to climate change impacts. Rosebud has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Rosebud?

The dominant hazard for Rosebud depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Rosebud compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Victoria suburbs.

Should I be concerned about buying property in Rosebud?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Rosebud?

Key projections for Victoria from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Rosebud.

What share of Rosebud is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.9% of Rosebud in high-risk zones for surface flood, with a further 60.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Rosebud Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Rosebud, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections