📮 Rosebud postcode: 3939

Storm Risk in Rosebud, VIC: 2026 Assessment

Rosebud, Victoria· Mornington Peninsula· 3939
Moderate storm risk — severe thunderstorms with hail and damaging windsUpdated 1 Apr 2026

Storm Risk Score

3.2/10

Moderate storm risk — severe thunderstorms with hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — severe thunderstorms with hail and damaging winds
Trend
stable
Suburb
Rosebud, VIC
Overall Risk
Medium
Postcode
3939
Highest high-risk exposure
11.9% of land (surface flood)

Storm Risk Analysis

Rosebud, Victoria, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for Rosebud.

Severe thunderstorms affecting Rosebud can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for Victoria, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For Rosebud property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for Rosebud including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

Rosebud sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 79.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Rosebud.

Rosebud (postcode 3939) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.9% of land in high-risk zones), bushfire (6.4% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones). Exposure is not uniform across Rosebud — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Wind/Storm RegionLow-lying areas are exposed to sea level rise.
Storm Risk LevelModerate erosion risk along the coastline.
Distance to Coast0.5 km

Historical Events

1997
Moderate

A severe storm caused damage to properties and infrastructure in Rosebud.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater infrastructure to reduce the risk of flooding from heavy rainfall events.

Est. cost: Medium

Strengthen coastal defenses

Long-term

Implement coastal protection measures, such as seawalls and dune restoration, to mitigate the impacts of sea level rise and storm surges.

Est. cost: High

Develop a heatwave response plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Reduce bushfire risk

Near-term

Implement bushfire mitigation measures, such as fuel reduction burns and community education programs.

Est. cost: Medium

Council & Emergency Services

Mornington Peninsula Shire Council
Emergency Services

Data last updated: 1 April 2026

Explore Rosebud Risk Reports

Frequently Asked Questions

Is Rosebud prone to hailstorms?

Hail risk in Rosebud depends on the frequency of severe thunderstorm activity in the Victoria region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in Rosebud?

Under AS/NZS 1170.2, properties in Rosebud are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in Rosebud?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should Rosebud property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What share of Rosebud is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.9% of Rosebud in high-risk zones for surface flood, with a further 60.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Rosebud Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Rosebud, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections